How Much Do You Need to Retire in India? A Step-by-Step Way to Work It Out
Search for “how much do I need to retire” and you will find a wide spread of answers. Those numbers…
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Mutual Fund Capital Gains Tax in India: STCG, LTCG and How SIP Units Are Counted
Mutual fund tax in India depends on three things: the type of fund, how long you held each unit, and…
PPF vs EPF vs NPS: What Each One Actually Is (Not Which Is Best)
If you’ve ever stared at your salary slip or a tax-saving checklist and wondered what the actual difference between PPF,…
XIRR vs CAGR vs Absolute Return: Which Number Should You Use for Your SIPs?
Open two apps and your SIP can show two different return numbers. Neither is necessarily wrong. They are usually answering…
How Adult Children Can Track Their Parents’ Finances Without It Feeling Intrusive
There’s a particular kind of dread in asking a parent, “where do you actually keep the FDs?” It can land…
Gifting Money to Family in India: What’s Actually Taxable (and What Isn’t)
Someone in the family WhatsApp group asks the question every wedding season, every college admission, every time a parent wants…
Joint or Separate? How Indian Couples Split Money — and What You Should Track Together
Joint accounts, separate accounts, or a mix? How Indian couples split money, who pays tax on a joint FD, and the five things to always track together.
You Have SIPs Across Four Apps. Here’s How to Get One Statement of All of Them
SIPs scattered across apps? A free Consolidated Account Statement shows them all by PAN. How to get one from CAMS, KFintech, NSDL or CDSL — and its limits.
How to Calculate Your Family’s Net Worth in India (A Step-by-Step Guide)
A step-by-step guide to calculating your family’s net worth in India — what to count as assets and liabilities, and how often to check.
What Happens to an FD, Demat Account or Loan When Someone Dies? A Guide to Nominee Rules in India
Nomination and inheritance aren’t the same thing under Indian law. Here’s what actually happens to FDs, demat accounts, and home loans when someone dies.
Mutual Funds vs FD vs PPF: How Should Indian Families Decide Where Their Money Sits?
A clear, no-hype comparison of mutual funds, FDs, and PPF — liquidity, taxation, and lock-ins explained, so families can decide together.
What Is Account Aggregator (AA) in India, and How Does It Keep Your Financial Data Safe?
A clear guide to India’s Account Aggregator framework — how it works, who regulates it, and whether it’s safe to use.
Managing Aging Parents’ Finances: A Practical and Respectful Guide
As parents cross 60, their financial lives don’t get simpler — they get more scattered. A pension here, a fixed…
ITR Filing 2026: Everything Indian Families Need to Know Before July 31
Every year, the same thing happens. Form 16 lands in your inbox sometime in June, you tell yourself you’ll “do…
The Mid-Year Financial Review: 5 Things Every Family Should Check in July
Before July, run these 5 financial checks for your family: net worth, SIP health, emergency fund, loan audit, and goal alignment. Takes less than an afternoon with Famli.
Summer Vacations vs. Long-Term Wealth: How to Budget for Family Travel Without Guilt
Do we travel and make memories, or stay disciplined and build wealth? A 4-step CFO-style framework for Indian families to budget for travel — without guilt.
How to Calculate the Exact Emergency Fund a Dual-Income Indian Family Needs
Move beyond 3-6 months generic advice. Use our 4-factor formula to calculate the precise emergency fund corpus for dual-income families with EMI, school fees, and aging parents.
Got Your Appraisal? Here’s How Much of Your Salary Hike Should Go Into SIPs
Appraisal season is here. The email’s landed. Your salary is going up. For most working professionals in India, this is…