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Financial Planning

How to Calculate Your Family’s Net Worth in India (A Step-by-Step Guide)

A step-by-step guide to calculating your family’s net worth in India — what to count as assets and liabilities, and how often to check.

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What Happens to an FD, Demat Account or Loan When Someone Dies? A Guide to Nominee Rules in India

Nomination and inheritance aren’t the same thing under Indian law. Here’s what actually happens to FDs, demat accounts, and home loans when someone dies.

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Mutual Funds vs FD vs PPF: How Should Indian Families Decide Where Their Money Sits?

A clear, no-hype comparison of mutual funds, FDs, and PPF — liquidity, taxation, and lock-ins explained, so families can decide together.

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Summer Vacations vs. Long-Term Wealth: How to Budget for Family Travel Without Guilt

Do we travel and make memories, or stay disciplined and build wealth? A 4-step CFO-style framework for Indian families to budget for travel — without guilt.

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How to Calculate the Exact Emergency Fund a Dual-Income Indian Family Needs

Move beyond 3-6 months generic advice. Use our 4-factor formula to calculate the precise emergency fund corpus for dual-income families with EMI, school fees, and aging parents.

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